Industries: Banks, Fintechs, Credit Unions, Insurance Companies
Whether it’s NACHA’s new fraud monitoring standards, PSD3’s liability shift, or the CFPB’s crackdown on authorized scams, one thing is clear: banks are being held accountable for what they don’t stop. Enlace helps you detect fraud earlier, prove your defenses, and meet the new regulatory baseline.
As liability shifts, banks and fintechs are expected to prove intent, not just process payments. Enlace helps you adapt—starting at login.
Strong authentication
Username and password no longer meet regulatory expectations. Enlace helps you build login flows that adapt to context, risk, and behavior—using passkeys and Multi-Factor Authentication (MFA).
Explain every login
With real-time audit trails, you don’t just meet the rules—you prove you followed them. Enlace captures every authentication event, risk signal, override and outcome.
Intervene at the right moment
Regulators expect you to act when something looks off—even if the user clicks “send.” This is tricky to pull off in practice.
Enlace lets you score intent in real time and hold, escalate or block transactions before they settle.
Insight: Adapting to the new authentication rules for banks
Challenge
New York’s updated DFS Cybersecurity Guidance calls for MFA and biometric authentication across all access points by November 2025. Financial institutions must move beyond passwords and ensure every login is secure, logged, and defensible.
Solution
Enlace helps meet these requirements with adaptive authentication that supports biometrics, passkeys, and device-based signals. Every login is risk-scored and audit-ready. Vendor access is fully policy-driven.
No rebuilds—just compliance, built in.
