Money Out Limits
Cut transaction fraud losses. Control account-to-account outflows.
Money Out Limits
Cut transaction fraud losses. Control account-to-account outflows.
Money Out Limits
Cut transaction fraud losses. Control account-to-account outflows.
Limits That Protect
Scam protection shouldn’t get in the way of account-to-account payments. Here’s how Money Out Limits keeps customers safe — without adding friction.
Prevent large scam transfers
Stop unusually high or suspicious outbound payments before they go through.
Prevent large scam transfers
Stop unusually high or suspicious outbound payments before they go through.
Prevent large scam transfers
Stop unusually high or suspicious outbound payments before they go through.
Reduce outbound fraud losses
Limit the amount a scammer can transfer — even if a customer is tricked.
Reduce outbound fraud losses
Limit the amount a scammer can transfer — even if a customer is tricked.
Reduce outbound fraud losses
Limit the amount a scammer can transfer — even if a customer is tricked.
Support regulatory requirements
Add safeguards that help meet obligations for protecting customer funds.
Support regulatory requirements
Add safeguards that help meet obligations for protecting customer funds.
Support regulatory requirements
Add safeguards that help meet obligations for protecting customer funds.
Increase customer confidence
Let users set their own limits — or rely on built-in defaults — to feel more in control.
Increase customer confidence
Let users set their own limits — or rely on built-in defaults — to feel more in control.
Increase customer confidence
Let users set their own limits — or rely on built-in defaults — to feel more in control.
Adapt to context
Apply limits based on transfer size, frequency, payment type or recipient risk — no one-size-fits-all rules.
Adapt to context
Apply limits based on transfer size, frequency, payment type or recipient risk — no one-size-fits-all rules.
Adapt to context
Apply limits based on transfer size, frequency, payment type or recipient risk — no one-size-fits-all rules.
Why Limits Work Against Fraud
Fraudsters love fast money-out rails. In the U.S., Zelle is a common exit strategy for fraudsters making account-to-account transfers. Once the transfer is sent, it’s gone — no undo button.
Why It Matters
In 2023, Zelle-related fraud alone cost $440M. Scams are simple: fake invoices, urgent requests, convincing lies. In one click, a customer might send $5,000 directly to a scammer. Without limits, banks are unable to pause or stop these risky transfers—they only react after the fact.
Banks using Money Out Limits saw an immediate drop in fraud losses as fraudsters moved on to easier targets. There was no increase in support calls because legitimate customers could verify and continue without hassle. Fraud teams benefited from smarter detection, gaining new signals to act on in real time. As a result, customers felt more protected and trusted their bank even more.
Why It Works
Money Out Limits stop the cash-out step, breaking the scammer’s flow. The system adapts to context by triggering on first-time payees, high amounts, or risky destinations. And best of all, it adds zero friction unless it truly matters.
Fraudsters love fast money-out rails. In the U.S., Zelle is a common exit strategy for fraudsters making account-to-account transfers. Once the transfer is sent, it’s gone — no undo button.
Why It Matters
In 2023, Zelle-related fraud alone cost $440M. Scams are simple: fake invoices, urgent requests, convincing lies. In one click, a customer might send $5,000 directly to a scammer. Without limits, banks are unable to pause or stop these risky transfers—they only react after the fact.
Banks using Money Out Limits saw an immediate drop in fraud losses as fraudsters moved on to easier targets. There was no increase in support calls because legitimate customers could verify and continue without hassle. Fraud teams benefited from smarter detection, gaining new signals to act on in real time. As a result, customers felt more protected and trusted their bank even more.
Why It Works
Money Out Limits stop the cash-out step, breaking the scammer’s flow. The system adapts to context by triggering on first-time payees, high amounts, or risky destinations. And best of all, it adds zero friction unless it truly matters.
Smart Limits, Happy Customers
No hoops, no confusion — just protection that works when it matters.
No hoops, no confusion — just protection that works when it matters.
More Peace of Mind
Limits help stop large or suspicious payments before they happen.
More Peace of Mind
Limits help stop large or suspicious payments before they happen.
More Peace of Mind
Limits help stop large or suspicious payments before they happen.
Built-In Protection
Even if a customer is tricked, you can cap the damage automatically.
Built-In Protection
Even if a customer is tricked, you can cap the damage automatically.
Built-In Protection
Even if a customer is tricked, you can cap the damage automatically.
Visible safety
Show customers you're looking out for them
Visible safety
Show customers you're looking out for them
Visible safety
Show customers you're looking out for them
How Banks Can Use Limits
Money-out limits help banks stop fraud before the money leaves — by adding smart controls to everyday payments.
Set daily or per-transfer caps
Flag sudden limit increases
Add friction for new payees
Block transfers to high-risk destinations
Use limits as real-time risk signals
Integrating Money Out Limits
Money Out Limits let you set caps on customer's account-to-account payments — per transaction or over time.
Money Out Limits let you set caps on customer's account-to-account payments — per transaction or over time.
Trigger via API
Call our API when a transaction nears or exceeds a limit. We return a decision — block, step-up, or allow with a temporary extension.
Flexible integration
Track accumulated outflows however it fits your setup. Either send us the totals, or let us access them directly via integration with your infrastructure.
Built to fit your flow
Integrate at the orchestration layer — where limits are checked and payment decisions are made. No change to how funds move.
Applies across payment rails
Limits work across SEPA, instant, internal, and more — wherever customers send money out.
You define the logic
Set caps per transaction, per day, or per month. Apply static thresholds or adapt based on user profile, payment type, or risk level.
Clear, actionable outcomes
When a limit is hit, the API returns a structured response — so you can block, verify, or escalate in real time. No guesswork.
What’s needed from you
• API call to check limits during payment flows
• Apply the response (block, step-up, allow)
• Optional: send us accumulated totals
• Optional: customise limits by user or payment type
Note: We provide full docs, sandbox access, and integration support during onboarding.
Trigger via API
Call our API when a transaction nears or exceeds a limit. We return a decision — block, step-up, or allow with a temporary extension.
Flexible integration
Track accumulated outflows however it fits your setup. Either send us the totals, or let us access them directly via integration with your infrastructure.
Built to fit your flow
Integrate at the orchestration layer — where limits are checked and payment decisions are made. No change to how funds move.
Applies across payment rails
Limits work across SEPA, instant, internal, and more — wherever customers send money out.
You define the logic
Set caps per transaction, per day, or per month. Apply static thresholds or adapt based on user profile, payment type, or risk level.
Clear, actionable outcomes
When a limit is hit, the API returns a structured response — so you can block, verify, or escalate in real time. No guesswork.
What’s needed from you
• API call to check limits during payment flows
• Apply the response (block, step-up, allow)
• Optional: send us accumulated totals
• Optional: customise limits by user or payment type
Note: We provide full docs, sandbox access, and integration support during onboarding.
Ready to protect what matters?
Give your customers secure, seamless banking — with fraud protection that just works.
Ready to protect what matters?
Give your customers secure, seamless banking — with fraud protection that just works.
Ready to protect what matters?
Give your customers secure, seamless banking — with fraud protection that just works.